Practicality Over Hype: Crypto Onboarding Shifts in 2025

Bitcoin is no longer the only entry point for individual investors looking to get involved in crypto. By 2025, projects focused on real-world use cases—such as Remittix (RTX), Pi Network, and

(ADA)—are transforming how newcomers are onboarded by solving practical financial challenges, especially in areas like international payments and robust institutional infrastructure. This marks a significant evolution in the industry, with a greater emphasis on scalability, real-world application, and regulatory adherence rather than pure speculation.

Remittix (RTX) has become a prominent force in the Payment Finance (PayFi) space, aiming at the $19 trillion global remittance sector. Its beta wallet, which debuted in Q3 2025, supports immediate crypto-to-fiat exchanges in over 30 nations, utilizing

and networks for enhanced speed and security. With transaction fees as low as 0.1% and a CertiK audit, has secured more than $26.3 million during its presale, distributing 669 million tokens at $0.113 each. Its deflationary economic model and collaborations in Brazil and Kenya highlight its commitment to emerging economies, where remittances are a major part of GDP. Experts point to RTX’s potential to surpass conventional remittance providers and even challenge Cardano’s fragmented offerings, thanks to its hybrid blockchain system and enterprise-level security.

Pi Network, despite boasting over 30 million users, is struggling to move beyond its "enclosed mainnet" stage. Tokens mined by users are still not available for trading on leading exchanges, which restricts liquidity and practical use. Although the project’s Hackathon and $160,000 prize pool indicate ecosystem development, the absence of a live mainnet and postponed token release have shaken investor trust. In comparison, Remittix’s functioning beta wallet and more than 400,000 transactions processed by Q3 2025 make it a more immediate solution for international payments.

Cardano (ADA) continues to have a solid presence in developing markets, recording 2.6 million daily transactions and over 17,000 smart contracts. Institutional uptake in Brazil and Nigeria, along with upgrades like Vasil and Conway, have boosted its scalability. However, its slower rollout and lack of a comprehensive crypto-to-fiat platform have caused it to lag behind projects like RTX, which deliver direct payment capabilities. While Cardano is positioned as a long-term infrastructure project, its near-term attractiveness is limited due to its focus on technical improvements rather than instant utility.

Trends in 2025 highlight the need for fast execution and practical solutions. Remittix’s planned reach to more than 50 countries by 2026, together with its deflationary tokenomics and listings on BitMart and LBank, make it stand out as a premier investment choice. Analysts anticipate that RTX could deliver returns as high as 7,500% by 2025, spurred by global trends favoring digital payments in developing regions. Meanwhile, Pi Network’s liquidity issues and Cardano’s slow progress reinforce the market’s shift toward projects with clear, real-world applications.

The move toward utility-focused onboarding in crypto demonstrates a growing demand for platforms that connect decentralized finance with traditional banking systems. As retail investors look for alternatives to Bitcoin’s price swings and limited transaction use, projects like Remittix are opening up new possibilities with affordable, rapid cross-border payment solutions. This transition marks the beginning of a new phase where practical value and scalability, rather than hype, will be the main drivers of success in the market.

[1] Why Remittix (RTX) is Outpacing Pi Network and Cardano in 2025 (https://www.bitget.com/news/detail/12560604947530)