UnifAI Network: AI-Native Infra for Agentic Finance

What is UnifAI Network

Friends, imagine if you had an exceptionally smart and diligent personal assistant who could not only help you manage your bank accounts but also assist with investments and financial management, working 24/7 without rest and never making mistakes—wouldn't life feel much easier? UnifAI Network (UAI for short) is such a project, aiming to build a team of “intelligent personal assistants” for you in the blockchain world.

Simply put, UnifAI Network is an AI-based blockchain infrastructure. Its core goal is to make complex decentralized finance (DeFi) simple and user-friendly, both for regular users and developers. By building a system of “AI intelligent agents,” these agents can automatically execute various DeFi strategies for you, such as managing liquidity mining (LPing), lending, and even trading.

For us ordinary users, this means you don’t need to understand a lot of complex blockchain technology or constantly watch the market—UnifAI’s intelligent agents can handle everything for you, helping you seize various opportunities in the DeFi world. For developers, UnifAI provides a modular, secure, and interoperable platform, allowing them to easily build and deploy their own AI intelligent agents to create more innovative financial applications.

You can think of UnifAI Network as an “intelligent butler platform for the DeFi world.” It integrates hundreds of different DeFi protocols (like different banks, exchanges, and financial products) into “tools” that can be called by AI intelligent agents. These intelligent agents can combine these tools like building blocks to help you perform complex financial operations, all without writing a single line of code.

Project Vision and Value Proposition

UnifAI Network’s vision is to create a future of “agentic finance.” In this future, AI will become everyone’s exclusive financial advisor and trader, able to intelligently, securely, and flexibly automate your strategies, guide your decisions, and maximize your returns in DeFi. Their mission is to lower the barrier so that everyone can easily leverage the combination of blockchain and AI.

The core problem this project aims to solve is: the current DeFi world is too complex! Various wallet operations, protocol rules, and product designs are daunting for newcomers. UnifAI’s goal is to simplify these complex interactions through AI, making Web3 (the next generation of the internet, emphasizing decentralization and user ownership) more user-friendly, widespread, and personalized. Just like your smartphone—you don’t need to understand its underlying code to easily use various apps. UnifAI hopes to become the “smartphone operating system” of the Web3 world, with AI agents as your “apps.”

Compared to similar projects, UnifAI emphasizes its “community-first” philosophy. In token allocation, they have reserved a significant proportion for the community and ecosystem, indicating their desire to build a decentralized ecosystem driven by users and contributors, not just serving early investors.

Technical Features

The technical core of UnifAI Network lies in its “AI-native” infrastructure and “autonomous AI intelligent agents.” We can understand it through several key points:

• Dynamic Tool Discovery: Like a clever detective, UnifAI’s AI agents can independently discover, understand, and use various new “tools” (i.e., DeFi protocol functions) in the DeFi world, rather than being limited to preset functions.
• Unified API Interface: Imagine not needing to download a separate interface for each app, but having a universal interface that connects to all apps. UnifAI provides a unified API, allowing developers to access various tools in the entire DeFi ecosystem through a single entry point.
• Agent Runtime: This is the “brain and body” of the AI agents. It is a highly available, distributed execution layer capable of real-time monitoring, automated task execution, and fault tolerance, ensuring the stability and reliability of DeFi automation operations.
• Multi-tool Reasoning System: AI agents can not only use tools but also perform multi-step reasoning like humans, dynamically selecting and combining different tools to accomplish complex tasks.
• Orchestration Layer: This layer acts as a general commander, encapsulating over 100 mainstream DeFi protocols into composable “atomic tools,” allowing AI agents to seamlessly string together complex financial operations—even if you can’t code, you can easily deploy strategies.
• Model Compatibility: UnifAI’s design is compatible with various large language models (LLMs) that support “function calling,” meaning it can leverage cutting-edge AI technology to power its intelligent agents.
• Security-First Design: In the blockchain world, security is paramount. UnifAI emphasizes that its design keeps user private keys and sensitive data on the client side and provides configurable access control to ensure the security of user assets.
• Modular Design: UnifAI’s architecture is modular, meaning it can easily integrate more blockchains and decentralized applications (dApps), continuously expanding its functionality.
• Open-sourced SDKs: UnifAI offers software development kits in multiple programming languages (such as Python, Javascript/Typescript, Rust, Go), making it convenient for developers to build on its platform.
• Deployment Chain: UnifAI’s token UAI is deployed on Binance Smart Chain (BSC).

Tokenomics

The token of UnifAI Network is UAI, which serves as the “fuel” and “voting right” of the entire UnifAI ecosystem.

Token Basic Information

• Token Symbol: UAI
• Issuing Chain: Binance Smart Chain (BSC)
• Total Supply: 1 billion UAI tokens
• Maximum Supply: 1 billion UAI tokens
• Current Circulation: According to CoinMarketCap’s verified data, there are currently 239 million UAI in circulation, accounting for 23.9% of the total supply.

Token Utility

UAI tokens play multiple roles in the UnifAI network and are the backbone of its economic model:

• Service Access Payment: Users may need to use UAI tokens to pay for AI agent services on the UnifAI platform.
• Governance Voting: UAI token holders can participate in the project’s decision-making process, voting on important proposals and jointly deciding the project’s future direction.
• Staking and Reputation System: Users can earn rewards by staking UAI tokens and build their reputation within the network.
• Revenue Sharing: UAI token holders may participate in sharing the revenue generated by the platform.
• Incentive Mechanism: UAI tokens are used to incentivize developers and users to actively participate in the construction and development of the ecosystem, promoting the deep integration of autonomous AI agent networks and Web3.

Token Allocation and Unlocking Information

The 1 billion UAI tokens of UnifAI are carefully allocated to different participants to support the project’s long-term development and community involvement.

• Protocol Development: 20%
• Foundation and Treasury: 20.75% (for long-term project operations, legal affairs, and strategic development)
• Marketing: 18.57%
• Team and Advisors: 15% (to incentivize the team to grow with the project)
• Ecosystem and Community: 13.33% (to support community development, incentive programs, etc., reflecting the community-first principle)
• Liquidity: 7% (to ensure token liquidity on trading platforms and reduce price volatility)
• Investors: 5.35% (allocated to early investors who supported the project)

Token unlocking refers to the event when previously restricted tokens become available for circulation. UnifAI’s token unlocking strategy aims to encourage long-term holding and prevent large-scale early sell-offs that could cause severe price fluctuations.

Team, Governance, and Funding

Team

The UnifAI Network team is dedicated to integrating AI and blockchain technology. The project’s co-founder Sunny He has been mentioned. The team and advisors received 15% of the token allocation, which is usually to ensure their interests are aligned with the project’s long-term success.

Governance

The UnifAI project adopts a decentralized governance model, where UAI token holders can participate in major project decisions through voting. The project allocates 13.33% of tokens to the ecosystem and community, emphasizing its commitment to decentralization and aiming to empower users and contributors to significantly influence the platform’s development direction.

Funding

UnifAI Network has received investment from several well-known venture capital firms, including Alumni Venture, Anagram Ventures, Dispersion Capital, Finality Capital, HashKey Capital, and Symbolic Capital. These investments provide solid financial support for the project’s development.

In addition, the project treasury and foundation received 20.75% of the token allocation, which will be used to cover operational costs, legal needs, and future strategic development, providing a strong financial backing for the project’s long-term sustainability.

Roadmap

The UnifAI Network roadmap outlines key milestones from launch to future development:

• Near Term (November 2025):
  • The project is expected to officially launch in November 2025.
  • V1 version is being prepared for release.
  • The first token generation event (TGE) for UAI tokens is scheduled for November 6, 2025, at 14:00 UTC.
  • UAI tokens will be listed for trading on Binance Alpha and Binance Futures platforms on November 6, 2025.
• Mid-term Plan:
  • Expand infrastructure and launch a low-code service marketplace to enable more people to participate in blockchain technology.
  • Expand AI agents to more blockchains and decentralized applications (dApps). Currently, Solana is just the beginning; future plans include supporting Ethereum, Cosmos, and various Layer 2 networks to achieve cross-chain intelligent agents.
• Long-term Vision:
  • Continuously train AI agents to better understand native data in the crypto world, reduce AI “hallucinations” (i.e., AI generating inaccurate information), and improve accuracy and reasoning ability.
  • The ultimate goal is to achieve “user-owned AI,” making AI truly a personalized and controllable tool for users.

Common Risk Reminders

Investing in any blockchain project comes with risks, and UnifAI Network is no exception. Here are some common risks to be aware of:

• Technical and Security Risks:
  • Smart Contract Vulnerabilities: Although the project emphasizes security-first design, smart contract code may still have unknown vulnerabilities that could lead to asset loss.
  • Limitations of AI Agents: AI technology is still evolving, and the decisions made by AI agents may not always be optimal and could even result in “hallucinations” or errors, especially in the complex and volatile DeFi market.
  • Platform Stability: As infrastructure, the stability and reliability of UnifAI are crucial; any system failure could affect user assets and the execution of automated strategies.
• Economic Risks:
  • Market Volatility: The cryptocurrency market is known for its extreme volatility. The price of UAI tokens may be affected by market sentiment, macroeconomic factors, and project progress.
  • Liquidity Risk: Although the project has allocated 7% of tokens for liquidity, if market depth is insufficient, large trades may still cause significant price fluctuations.
  • Competition Risk: The AI and DeFi sectors are highly competitive, and UnifAI must continuously innovate to remain competitive.
• Compliance and Operational Risks:
  • Regulatory Uncertainty: Global regulatory policies on cryptocurrencies and AI are still evolving, and future policy changes may impact project operations and token value.
  • Project Execution Risk: The project’s success largely depends on whether the team can achieve the roadmap goals on time and with high quality, and attract enough users and developers.
  • Centralization Risk: Although community governance is emphasized, early token allocation and the team’s influence on project development may pose some degree of centralization risk.

Please note, the above is not an exhaustive list of risks. Be sure to conduct thorough personal research and risk assessment before making any decisions. This is not investment advice.

Verification Checklist

To help you better understand UnifAI Network, here are some sources you can verify yourself:

• Block Explorer Contract Address: You can view the UAI token contract address on BSCScan:
  0x3e5d4f8aee0d9b3082d5f6da5d6e225d17ba9ea0
  . Through this address, you can check token transaction records, holder distribution, and more.
• GitHub Activity: Visit UnifAI Network’s GitHub page to check the activity of its codebase and understand the development team’s progress and technical implementation. For example, the update frequency of its SDKs (software development kits) can reflect development effort.
• Official Website and Documentation: Visit UnifAI Network’s official website and documentation (often referred to as “whitepaper” or “Docs”) for the most direct and comprehensive project information.
• Social Media and Community: Follow UnifAI Network’s official social media accounts (such as X/Twitter, Discord, etc.) to stay updated on the latest project developments and participate in community discussions.

Project Summary

UnifAI Network is an ambitious blockchain project that seeks to address the complexity and high barriers of today’s DeFi world by introducing the power of artificial intelligence into decentralized finance. Its core concept is to build an infrastructure driven by autonomous AI intelligent agents, enabling these agents to automate complex DeFi strategies and thus provide a simpler, more efficient, and safer financial experience for both ordinary users and developers.

Technically, the project emphasizes dynamic tool discovery, unified API interfaces, powerful agent runtime, and modular design, aiming to create a flexible and scalable AI-Web3 integration platform. In terms of tokenomics, the UAI token is not only a tool for payment and incentives but also the core of governance and community participation, with its allocation plan reflecting a focus on community and long-term sustainability.

UnifAI Network’s vision is to make AI everyone’s personalized DeFi advisor, thereby promoting the adoption and application of Web3. However, any emerging technology and blockchain project comes with inherent risks, including technical challenges, market volatility, and regulatory uncertainty. Although the project has received support from well-known venture capitalists and is about to be listed on major exchanges, its long-term success still depends on the team’s execution, community engagement, and market acceptance of its solutions.

In summary, UnifAI Network offers a compelling narrative of AI and DeFi integration, aiming to simplify the complex financial world. For those interested in the intersection of AI and DeFi, this is a project worth watching. But remember, this is not investment advice—be sure to conduct your own in-depth research and risk assessment before making any decisions.