
Maple Finance priceSYRUP
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Maple Finance market Info
Live Maple Finance price today in USD
Today, January 14, 2026, the Maple Finance (MPL) token has experienced notable price movements, reflecting the dynamic nature of the decentralized finance (DeFi) lending sector. Analyzing its performance requires looking beyond mere price charts to the underlying factors influencing its value and market perception.
Current Price Performance
As of today, Maple Finance (MPL) is trading at approximately $13.06, exhibiting a 24-hour price change of around -3.85%. Its 24-hour trading volume stands at roughly $1.02 million, indicating a moderate level of market activity. While the immediate short-term trend shows a slight decline, it's essential to contextualize this within broader market movements and specific developments related to the Maple Finance protocol.
Factors Affecting Maple Finance Price
Several interconnected factors contribute to the ongoing price fluctuations of MPL, ranging from macro-economic trends to micro-level protocol specifics.
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Overall Cryptocurrency Market Sentiment: The performance of major cryptocurrencies like Bitcoin (BTC) and Ethereum (ETH) significantly influences altcoins, including MPL. A bearish trend in the broader market often creates downward pressure across the board, whereas a bullish sentiment can lift prices. Today's slight dip in MPL could be partly attributed to any prevailing cautiousness in the wider crypto ecosystem.
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Maple Finance Protocol Activity and TVL: MPL's value is intrinsically linked to the health and activity of the Maple Finance platform. This includes the Total Value Locked (TVL) in its lending pools, the volume of loans originated, and the repayment rates by institutional borrowers. Increased institutional adoption and successful loan repayment cycles foster confidence in the protocol's sustainability and, by extension, the MPL token. Conversely, any news of loan defaults or reduced lending activity can negatively impact price. Recent data suggests a TVL of around $165.71 million, with a 24-hour change of approximately -1.72%. This slight contraction in TVL might be a contributing factor to today's price dip, as it indicates a minor reduction in assets locked within the protocol.
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Liquidity and Lending Pool Dynamics: Maple Finance specializes in institutional unsecured lending, providing capital to crypto-native institutions and real-world entities. The availability of capital providers (lenders) and the demand from creditworthy borrowers directly impact the protocol's utility. Developments in specific lending pools, such as new partnerships or increased capital allocation to high-demand sectors, can generate positive momentum for MPL.
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Tokenomics and Staking Rewards: The utility of the MPL token includes governance and staking. Stakers provide insurance capital to cover potential loan defaults, earning a portion of pool fees and MPL rewards. The attractiveness of these staking yields, combined with the overall token supply and distribution schedule, influences investor demand. Any changes to the staking mechanism or reward structure can impact price.
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Development and Ecosystem Expansion: Continuous development, upgrades to the protocol, and expansion into new markets or offering new lending products can bolster investor confidence. Announcements of new partnerships, integrations with other DeFi protocols, or successful audits of new features are typically positive catalysts for the MPL price. While no major specific announcements regarding new partnerships or developments were prominently highlighted today, ongoing efforts in this area are crucial for long-term growth.
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Regulatory Environment: The evolving regulatory landscape for DeFi and institutional crypto lending can introduce both opportunities and challenges. Favorable regulatory clarity can attract more institutional participants, while restrictive measures could hinder growth. Investors closely monitor regulatory news for its potential impact on protocols like Maple Finance.
Insights for Investors and Observers
For investors and observers, today's performance underscores the importance of a nuanced view. The slight decline in MPL price and TVL today suggests a period of minor consolidation or reaction to broader market trends. However, the protocol's core value proposition—facilitating institutional-grade unsecured loans in DeFi—remains a significant differentiator. The long-term trajectory of MPL will largely depend on its ability to:
- Maintain a robust and diversified borrower base.
- Manage credit risk effectively to minimize defaults.
- Attract and retain capital providers through competitive yields.
- Continue innovating and expanding its product offerings.
- Adapt to the evolving regulatory environment.
Observing metrics like TVL, loan origination volumes, and the health of individual lending pools on an ongoing basis will provide more granular insights into Maple Finance's fundamental strength beyond daily price movements. While short-term fluctuations are inevitable in the crypto market, Maple Finance's position as a key player in institutional DeFi lending suggests its continued relevance for those seeking exposure to this niche sector. Bitget shows MPL with a market cap of approximately $56.98 million, indicating its standing in the broader crypto market.
In conclusion, Maple Finance's price performance today, though showing a minor dip, reflects the intricate interplay of market sentiment and protocol-specific factors. Its future outlook will be heavily influenced by its continued innovation, risk management capabilities, and ability to attract institutional liquidity in the ever-evolving DeFi landscape.
The cryptocurrency market is experiencing a dynamic day on January 14, 2026, marked by significant regulatory advancements, notable price movements in major assets, and key corporate developments. The overall sentiment appears to be shifting towards cautious optimism, driven by macro-economic factors and a push for clearer regulatory frameworks.
Regulatory Clarity on the Horizon: The CLARITY Act Takes Center Stage
One of the most impactful events unfolding today is the progression of the Digital Asset Market Clarity Act of 2025, widely known as the CLARITY Act. A bipartisan group of U.S. senators has introduced this draft legislation, aiming to establish a comprehensive regulatory framework for digital assets. The bill seeks to delineate the jurisdiction between the Securities and Exchange Commission (SEC) and the Commodity Futures Trading Commission (CFTC), with a preference for placing most non-security digital assets under the CFTC's oversight, a move largely favored by the crypto industry.
Beyond jurisdictional clarity, the CLARITY Act also addresses the contentious issue of stablecoins. The proposed legislation would prohibit crypto companies from offering interest solely for holding stablecoins, while still allowing rewards for specific activities like payments or loyalty programs. This aims to assuage concerns raised by the banking industry regarding potential deposit flight. The Senate Banking Committee is slated to debate this pivotal bill on January 15, 2026, with the industry closely monitoring its potential to foster wider adoption and provide much-needed legal certainty.
Supreme Court Ruling on Tariffs and Macroeconomic Impact
Adding another layer of anticipation, the U.S. Supreme Court is expected to deliver a highly anticipated ruling today on former President Donald Trump’s global tariff policy. This decision carries significant weight for the broader macroeconomic landscape and could influence institutional engagement with cryptocurrencies. The crypto market has demonstrated a measured response, with Bitcoin and XRP prices remaining relatively stable ahead of the announcement, reflecting a cautious investor approach.
This ruling comes amidst a backdrop of cooling U.S. inflation data, with the Consumer Price Index (CPI) showing a 2.7% year-over-year increase. The consistent easing of inflationary pressures, coupled with expectations of potential Federal Reserve rate cuts later in 2026, is contributing to a more favorable environment for risk assets, including digital currencies.
Market Performance: Bitcoin Nears Key Psychological Levels, Ethereum Shows Strength
In terms of market performance, Bitcoin (BTC) has been a significant mover, trading above $95,500 and extending a three-day upward trend. Analysts are eyeing the $95,000 region, with some technical indicators suggesting a potential surge towards $105,921 if BTC successfully breaches the $94,555 resistance zone. The total crypto market capitalization has seen an increase, pushing towards $3.25 trillion, and the Crypto Fear & Greed Index has improved, signaling a more neutral, yet optimistic, market sentiment.
Ethereum (ETH) has also demonstrated resilience, holding firm above $3,300. On January 13th, ETH rallied by 3.87%, reaching $3208.95. The asset is currently consolidating above the $3,100 mark, with critical resistance levels identified between $3,200 and $3,400. Long-term projections from institutions like Standard Chartered remain bullish, with forecasts of ETH reaching $7,500 by the end of 2026 and a remarkable $40,000 by 2030, despite some revised short-term targets.
XRP is also maintaining a steady position, holding above $2.00. A clear breakout above $2.10 could trigger an upward movement towards $2.20 and even $2.50.
Corporate and Project-Specific Developments
Today is also marked by critical corporate decisions and project upgrades within the ecosystem. BitMine Immersion Technologies, a significant institutional holder of Ethereum with 4.07 million ETH, faces a pivotal shareholder vote on Proposal 2. The outcome will determine whether the company can substantially increase its authorized shares to continue its aggressive ETH accumulation strategy, aiming to reach 5% of Ethereum's total supply.
In terms of network advancements, Mantle Network is rolling out its Mainnet V1.4.2 today, which will enable full support for the features introduced in the Ethereum Fusaka upgrade. Similarly, Qtum underwent a hard fork, bringing it up to date with the latest Bitcoin 29.1 release and incorporating the Ethereum Pectra update. Optimism is also engaging its community, with founders hosting an X Space to discuss a new token buyback governance proposal.
Global Industry Gatherings
The industry's thought leaders and investors are congregating at several high-profile events. The CfC St. Moritz conference, an exclusive, invitation-only gathering for ultra-high-net-worth individuals and institutional funds, is underway from January 14-16, 2026, in Switzerland. Concurrently, the Web 3.0 Expo – Dubai Edition is also taking place, showcasing the global reach and expanding influence of the crypto and blockchain sectors.
Outlook
As January 14, 2026, draws to a close, the crypto market is clearly influenced by a blend of strengthening regulatory clarity, positive macroeconomic indicators, and ongoing innovation. The anticipated Supreme Court ruling and the progression of the CLARITY Act highlight a maturing industry grappling with the complexities of mainstream integration. While volatility remains an inherent characteristic, the concerted efforts towards regulatory certainty and technological advancement continue to shape a robust and evolving digital asset landscape.
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How are institutions and celebrities predicting Bitcoin prices in 2026?
The table below shows the price predictions for Bitcoin by relevant institutions and prominent figures at the end of 2025. All information was collected from publicly available online sources.
Optimistic views are primarily based on the Federal Reserve's interest rate cuts, increased institutional allocation, and structural buying driven by spot ETFs, with targets mostly concentrated between $150,000 and $250,000. Cautious and bearish views emphasize that slowing demand, macroeconomic tightening, or technical structural disruption could trigger a deep pullback, with scenarios potentially leading to declines to $70,000, $56,000, $25,000, or even $10,000.
Some of these institutions' and celebrities' past predictions were very close to Bitcoin's price performance, while others were quite far off. Therefore, please consider these predictions objectively in conjunction with more information.
In summary, Bitcoin's price performance in 2026 will primarily be driven by the implementation of the US National Bitcoin Strategic Reserve policy and the macro liquidity resulting from global monetary easing. Meanwhile, the market's cyclical recovery demand following the significant correction in 2025, the continued allocation of institutional funds, and global geopolitical and inflationary pressures will also be key variables influencing its price trend.
| Institution / Individual | Description | Bitcoin target price in 2026 | Outlook |
|---|---|---|---|
| Charles Hoskinson | Cardano founder | $250,000 | Very optimistic |
| Robert Kiyosaki | Rich Dad, Poor Dad author | $250,000 | Very optimistic |
| Galaxy Digital | Crypto asset management company | $250,000 | Very optimistic |
| Arthur Hayes | BitMEX co-founder | $200,000+ | Very optimistic |
| Brad Garlinghouse | Ripple CEO | $180,000 | Very optimistic |
| VanEck | Investment companies specializing in ETFs | $180,000 | Very optimistic |
| JPMorgan | A leading global financial services group | $170,000 | Very optimistic |
| Tom Lee | Fundstrat founder | $150,000–$200,000 | Very optimistic |
| Standard Chartered Bank | British International Commercial Bank | $150,000 | Optimistic |
| Bernstein Research | Wall Street investment banks | $150,000 | Optimistic |
| Bitwise | Crypto asset management company | $150,000 | Optimistic |
| Citigroup | Global financial services group | $143,000 | Optimistic |
| Grayscale | The world's largest crypto asset management company | Breaking all-time high | Optimistic |
| Jurrien Timmer | Fidelity Director of Global Macro | $75,000 | Pessimistic |
| CryptoQuant | On-chain data analytics platform | $56,000~$70,000 | Pessimistic |
| Peter Brandt | Legendary trader with over 40 years of experience | $25,000 | Very Pessimistic |
| Mike McGlone | Senior Commodity Strategist at Bloomberg Intelligence | $10,000 | Very Pessimistic |
What will the price of SYRUP be in 2027?
In 2027, based on a +5% annual growth rate forecast, the price of Maple Finance(SYRUP) is expected to reach $0.4283; based on the predicted price for this year, the cumulative return on investment of investing and holding Maple Finance until the end of 2027 will reach +5%. For more details, check out the Maple Finance price predictions for 2026, 2027, 2030-2050.What will the price of SYRUP be in 2030?
About Maple Finance (SYRUP)
What Is Maple Finance (SYRUP)?
Maple Finance is a decentralized lending platform built on blockchain technology. It connects businesses and institutions that need loans with investors who want to earn interest. Unlike many decentralized finance (DeFi) platforms that require borrowers to lock up large amounts of collateral, Maple Finance focuses on undercollateralized loans. This means borrowers can access loans with less upfront security by leveraging their reputation and financial history.
Launched in 2019, Maple Finance aims to bring more flexibility and accessibility to institutional lending in the digital asset space. The platform uses smart contracts primarily on Ethereum to automate loan processes and increase transparency. This approach offers borrowers clear loan terms and real-time tracking, while lenders receive interest through pooled funds.
Maple Finance operates through liquidity pools where lenders deposit assets like stablecoins (e.g., USDC). These pools fund loans to vetted borrowers, often crypto companies or financial institutions. Pool Delegates, acting as credit managers, evaluate borrower risk, set loan conditions, and oversee risk management. This structure helps balance borrower credit risk with the protection of lenders’ funds.
How Maple Finance Works
1. Lending Pools: Investors deposit digital assets, such as stablecoins like USDC, into lending pools. These pools serve as the source of funds for loans to qualified borrowers.
2. Pool Delegates: Experts called Pool Delegates manage each pool. They evaluate borrower creditworthiness, set loan terms, and oversee risk management processes to protect lenders’ interests.
3. Loan Approval and Terms: Borrowers, mainly institutions or crypto companies, apply for loans and undergo a review process. Loans are typically fixed-rate, short-term, and require partial collateral, allowing more efficient borrowing compared to traditional DeFi loans.
4. Interest Earnings: Lenders receive interest income based on borrowers’ repayments. Their stake in the pool is represented by pool tokens, which accumulate interest over time.
5. Transparency and Security: All loan agreements, repayments, and transactions are recorded on the blockchain to ensure transparency and automation through smart contracts.
6. Withdrawals and Risk Management: Lenders can withdraw funds by redeeming pool tokens, but withdrawals may be restricted or delayed during borrower defaults or impairments to maintain pool health.
What Is SYRUP Token?
The SYRUP token is Maple Finance’s native governance and utility token. It replaced the earlier MPL token in 2023 following a community decision. SYRUP holders participate in the governance of the platform, including voting on proposals that affect Maple’s future development and policies.
Besides governance, SYRUP tokens can be staked to help protect lending pools against losses. Stakers may receive rewards and a share of fee revenues generated by the protocol. The token thus aligns the interests of token holders with the platform’s overall health and security.
While owning SYRUP is not required to lend or borrow on Maple Finance, it provides additional influence over platform operations and offers incentives for active participation within the ecosystem.
Should You Invest in Maple Finance?
Investing in Maple Finance, like any cryptocurrency or DeFi project, carries risks including smart contract vulnerabilities and borrower defaults. Potential investors should carefully research the platform, understand its risk management mechanisms, and consider how Maple’s model fits within their overall investment strategy.
Conclusion
Maple Finance presents a different approach to decentralized lending by focusing on institutional borrowers and undercollateralized loans. Its use of Pool Delegates and liquidity pools offers a structured way to connect lenders and borrowers with greater transparency than traditional finance. The SYRUP token supports governance and staking, adding a layer of community involvement.
For new investors exploring blockchain-based lending, Maple Finance provides an option worth understanding, though it requires awareness of the risks inherent to DeFi lending platforms.
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