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CNBC Highlights Ripple’s Push to Make XRP Core of Finance 2.0

CNBC Highlights Ripple’s Push to Make XRP Core of Finance 2.0

coinfomaniacoinfomania2025/11/11 17:45
By:coinfomania

Quick Take Summary is AI generated, newsroom reviewed. Ripple's CEO Brad Garlinghouse outlined the plan to lead "Finance 2.0" at the Ripple Swell 2025 event. The company executed $4 billion in acquisitions, including Hidden Road ($1.3B) and GTreasury ($1B). Ripple launched Ripple Prime, a U.S. based institutional brokerage for OTC digital asset access. The strategy is to license the XRP Ledger (XRPL) to institutions for global settlement, driving XRP's utility-based value.References CNBC Says #Ripple’s New

Ripple is doubling down on its ambition to reshape the global financial system. With XRP at the center of its strategy, according to a new CNBC report. The company is transitioning from being a crypto-focused enterprise to a full scale financial services powerhouse. This aims to merge blockchain innovation with traditional banking infrastructure. At Ripple Swell 2025 in New York, CEO Brad Garlinghouse outlined Ripple’s plan to lead what he called “Finance 2.0.”  A system where blockchain plays a fundamental role in global settlements, liquidity and institutional finance.

Ripple’s Billion-Dollar Expansion Drive

CNBC revealed that Ripple has spent nearly $4 billion in acquisitions this year. This signals an aggressive expansion strategy. The company bought prime brokerage firm Hidden Road for approximately $1.3 billion. Also, treasury software leader GTreasury for over $1 billion.

These moves follow Ripple’s recent launch of Ripple Prime. A U.S. based institutional brokerage platform offering over-the-counter (OTC) access to digital assets such as XRP. The firm also raised $500 million in fresh funding bringing its valuation to $40 billion. A testament to investor confidence in Ripple’s evolving vision.

Garlinghouse told CNBC that Ripple’s goal is to “get ahead of where the market’s going.” Especially as global finance and blockchain increasingly overlap. He emphasized that Ripple’s recent acquisitions aim to build bridges between the old and new financial systems. This sets the stage for deeper institutional integration.

XRP Ledger: The Backbone of Institutional Blockchain

Ripple’s long-term plan involves licensing the XRP Ledger (XRPL). To major financial institutions looking to adopt blockchain for cross-border settlement and liquidity. By positioning XRPL as a core financial layer. Ripple aims to expand XRP’s use beyond crypto trading into payments, treasury management and tokenized asset settlements.

While XRP’s price has lagged behind Bitcoin and Ethereum through much of 2025. Ripple believes real-world utility will drive long-term value. Garlinghouse said the company’s focus is on creating demand through utility, not speculation, noting that faster. With cheaper cross-border transactions will be the ultimate catalyst for XRP’s growth.

Regulation Still the Missing Piece

Despite Ripple’s momentum, CNBC noted that the biggest obstacle remains regulatory clarity in the U.S. The long delayed Clarity Act has stalled amid the ongoing government shutdown. This creates uncertainty for banks that want to explore blockchain integrations. Garlinghouse acknowledged the challenge, saying, “It’s going to be hard until we have that regulatory clarity.” 

Still, he remains optimistic that Ripple’s groundwork will position the company and XRP to lead once policymakers catch up. As Ripple continues to expand its financial footprint, the message from Swell 2025 is clear. In essence, the company isn’t just building for crypto traders anymore. Rather, it’s engineering the next generation of global finance, with XRP at its very heart.

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Disclaimer: The content of this article solely reflects the author's opinion and does not represent the platform in any capacity. This article is not intended to serve as a reference for making investment decisions.

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