Ripple third quarter market report: Over 41 billion XRP in custodial wallets expected to be fully released by 2027

Ripple recently released its Q3 market report, disclosing its XRP holdings and market operations. As of the end of Q3, Ripple's disposable balance in its corporate account exceeded 5.25 billion XRP. These funds are used at the discretion of the company for operations. Over 41 billion XRP is stored in escrow wallets. Ripple receives 1 billion XRP per month from the escrow wallets (used for sales or operational expenses), some of which are usually sold. The report shows that Ripple sold nearly 892 million XRP between July and September. Nevertheless, Ripple typically re-deposits most of the XRP it receives back into the escrow wallets. For example, since August, approximately 800 million XRP have been returned to the escrow wallets each month.

Based on the escrow wallet XRP token release and re-escrow patterns, the time for the complete release of the escrow wallet's XRP tokens may be longer than expected (Ripple stated at the end of October that these escrow-locked tokens would be released every month for the next 42 months). Ripple estimates that by early 2027, approximately 40 billion XRP stored in escrow will be fully released. However, considering Ripple's practice of re-escrowing most of the released funds each month, the final release date may exceed this timetable.