XRP News Today: Ripple’s $1 Billion Stablecoin Forges Connection Between Crypto and Traditional Finance

Ripple’s RLUSD stablecoin has exceeded $1 billion in market value, representing a significant achievement as the company broadens its reach into institutional brokerage and strengthens its position at the crossroads of conventional finance and digital assets. This milestone, revealed on November 3, 2025, comes on the heels of Ripple Prime’s debut—a prime brokerage platform that allows U.S. institutions to trade

and RLUSD via over-the-counter (OTC) spot deals, as reported by . The rapid expansion of the stablecoin highlights increasing institutional trust in Ripple’s ecosystem, especially as the company weaves its blockchain technology into established financial services, according to .

Reaching the $1 billion mark demonstrates RLUSD’s swift uptake since its launch in December 2024, with the stablecoin now available on both

and the XRP Ledger. A recent minting of 50 million RLUSD tokens contributed to this achievement, reflecting robust institutional demand for dollar-backed assets, according to TradingView. Ripple President Monica Long pointed out that RLUSD’s adherence to New York Trust Company standards and its deployment on two blockchains increase its effectiveness for cross-border payments, treasury operations, and DeFi use cases, as noted by . The stablecoin’s progress also enhances XRP’s function in Ripple’s overall strategy, with the native token acting as a liquidity facilitator for settlements and derivatives, according to .

Ripple’s move into institutional brokerage was made possible by acquiring Hidden Road, which has since been rebranded as Ripple Prime. The $1.25 billion deal, completed in October 2025, made Ripple the first crypto company to run a global multi-asset prime brokerage, according to ZyCrypto. Ripple Prime now provides institutions with cross-margin trading, letting them manage OTC spot trades alongside swaps, CME futures, and fixed-income instruments, as reported by

. By integrating XRP Ledger and RLUSD into its offerings, Ripple seeks to optimize liquidity and settlement for its institutional clients, with CEO Brad Garlinghouse describing the acquisition as a “natural progression” in the company’s pursuit of an “Internet of Value,” as ZyCrypto reports.

This growth coincides with increased regulatory certainty for Ripple, following the resolution of a prolonged SEC case. The resulting legal clarity has encouraged institutional adoption, with Ripple’s stablecoin and payment solutions now featured in collaborations with leading financial institutions. For instance, Ripple Prime supports round-the-clock cross-margin trading using RLUSD, while the company’s acquisitions of GTreasury and Rail have further entrenched its presence in global payment systems, according to Coinotag. Analysts observe that Ripple’s approach favors building long-term infrastructure, in contrast to short-lived partnerships like Solana’s arrangement with Western Union, as highlighted in a

.

Even though XRP has experienced recent price swings—hovering near $2.425 as of November 3—Ripple’s liquidity management, including its monthly XRP escrow releases, is designed to cushion the market from supply shocks, according to

. The company unlocks 1 billion XRP each month but generally re-locks 70–80% of it, minimizing its effect on the market, BeInCrypto notes. Institutional investors, however, are primarily interested in RLUSD’s practical uses, with its market cap expected to rise as adoption grows in treasury management and climate insurance initiatives, according to WebProNews.

Ripple’s ongoing evolution mirrors the broader development of the crypto sector, with Timestabloid describing its transformation as a “$180 billion” reinvention in a recent article, as cited by

. By combining blockchain advancements with regulatory adherence, Ripple is establishing XRP and RLUSD as key assets in the emerging tokenized financial landscape.